🇺🇸 Rates tuned for United States
Money math, done properly.
Transparent calculators for mortgages, savings and debt — with the formulas shown, regional defaults for the US, UK and Canada, and no sign-up.
Start with mortgagesMortgage Calculator
Monthly payment with taxes and insurance, full amortization schedule and cost breakdown.
Open calculatorCompound Interest Calculator
Project savings growth with monthly contributions and any compounding frequency.
Open calculatorDebt Payoff Calculator
See when your credit card is paid off and how much interest a bigger payment saves.
Open calculatorCD Calculator
Interest, APY and maturity value for any term — plus the cost of withdrawing early.
Open calculatorHigh-Yield Savings Calculator
Compare a standard savings rate against a high-yield account and see the extra interest.
Open calculatorWhy MoneyPilot?
Most finance calculators hide their assumptions. Ours explain them. Every tool shows the formula it uses, defines the terms, and walks through a worked example so you can check the answer yourself.
Switch between the United States, United Kingdom and Canada at the top of any page to change the currency and load typical market defaults — including Canada's semi-annual mortgage compounding rule.